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Apply for the Costco Anywhere Visa® Card by Citi , the only credit card that lets you use your cash back rewards at Costco . Learn more about the card features and how to apply online. <link rel="stylesheet" href="styles.9cc61e831de527c2.css">The standard variable APR for Citi Flex Plan is %, based on your creditworthiness. Standard variable cash advance APR – %. Variable Penalty APR up to 29.99% and applies if you pay late or your payment is returned. Minimum interest charge – $. Annual Fee – None. 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